The cost of
doing nothing.
Your first visit is $100 without insurance. Dr. Goh’s prices are on the dental costs page, and your own price comes in writing after the exam. What we’ll commit to: an honest written quote at the end of every consultation, three ways to pay, and no pressure to sign in the chair.
I hear you.
Cost is always
a real consideration.
Look, I never want to dismiss the question. It’s a real one, and I’d want it answered honestly if I were in your chair.
Here’s the part that doesn’t always get said out loud: sometimes the cost of not doing anything ends up being higher down the road, financially and for your overall health. Small problems quietly turn into bigger ones. We’d rather catch it now.
So we lay out both sides. What it costs to act today, and what it tends to cost to wait. You make the call.
“I want to be extremely transparent about my findings, so we can go on a journey of making you better.”Dr. Irwan Goh
What waiting
tends to cost.
Two patterns we see often. The bars are relative: complexity goes up as time passes, not down. Exact amounts vary case by case. That’s why your written quote is built around your mouth, not a template.
Relative comparison only · bar lengths reflect typical complexity escalation, not specific fees · your written quote will be itemised at consultation
Three options,
picked for fit.
Two third-party lenders and our own in-house savings plan. Each one fits a different situation: income, credit, whether you have insurance or not. Our team will walk you through them before you apply to any.
- Up to 60 months on qualifying treatment.
- 0% APR promotional period available on most plans.
- Pre-approve online before your visit, with a soft credit check.
- Best fit for full smile makeovers or Vivos® cases.
- Soft credit check, no impact to score.
- Approvals typically within 60 seconds.
- Plans split across 3, 6, 12, 18, or 24 months.
- Good fit for cosmetic, Invisalign®, or EMFACE® protocols.
- One yearly fee, $500 to $800, paid to the practice.
- 2 exams, 2 hygiene visits and routine X-rays a year.
- 20% off fillings, crowns and other restorative work.
- Best for patients without dental insurance.
CareCredit and Cherry are third-party lenders. Approval, terms, and APR are set by them, not by us. We don’t earn a cut on your application. The VIP Savings Plan is run by our own office. Ask at the front desk to join.
In-network
with most plans.
If your carrier isn’t listed, we still file claims as an out-of-network provider, and most patients see meaningful reimbursement. We verify your specific benefits before any work is scheduled, so there are no surprises after.
Dental Warranty,
if you want it.
An optional paid add-on you can attach to qualifying restorations and cosmetic work. It covers re-treatment if a covered restoration fails within a defined window, including at other dentists if you move. It’s a mention, not a headline. Most patients don’t carry it; some do. We’ll explain it at your treatment-planning visit, and we never bundle it without asking.
What you can
count on from us on cost.
You'll get the quote in writing.
At the end of every consultation. Itemised. Each line of work matched to its rationale, not bundled and not buried.
We'll lay out what's optional.
What's clinically urgent, what's optional, what's purely cosmetic. You'll be able to tell which is which without having to ask.
You'll have time.
We never expect a signature in the chair. Most patients take the plan home, run the numbers, and come back to schedule. That's how it should be.
We'll talk financing without flinching.
Cost is a real consideration. Dr. Goh says so out loud, on every consultation. Our team will help you compare options before you commit to any of them.
The number
starts with a conversation.
Sixty unhurried minutes with Dr. Irwan Goh. We’ll talk about what you’re hoping for. Imaging, if it’s useful. A written quote at the end. You go home and decide.